{"id":14174,"date":"2024-07-24T13:56:00","date_gmt":"2024-07-24T11:56:00","guid":{"rendered":"http:\/\/invoitix.com\/?p=14174"},"modified":"2025-09-04T12:31:05","modified_gmt":"2025-09-04T10:31:05","slug":"factoring-v-doprave-a-logistike","status":"publish","type":"post","link":"https:\/\/invoitix.com\/sk\/factoring-in-transport-and-logistics\/","title":{"rendered":"Factoring v doprave a logistike"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Dokonca aj ke\u010f nehovor\u00edme o oneskoren\u00ed, platby v dopravnom a logistickom priemysle s\u00fa ve\u013emi citlivou t\u00e9mou kv\u00f4li extr\u00e9mne dlh\u00fdm lehot\u00e1m. Dopravcovia sa obvykle s\u0165a\u017euj\u00fa na platobn\u00e9 podmienky navrhnut\u00e9 \u0161pedit\u00e9rmi, alebo vlastn\u00edkmi tovaru. Na druh\u00fa stranu t\u00ed, ktor\u00ed si dopravu objedn\u00e1vaj\u00fa, \u010dasto sami \u010dakaj\u00fa na platbu od svojich klientov 30, 45, 60 alebo aj viac dn\u00ed.<\/p>   <p class=\"wp-block-paragraph\">Platobn\u00e9 lehoty u\u017e d\u00e1vno nie s\u00fa len problematick\u00fdm bodom vz\u00e1jomnej spolupr\u00e1ce, ale skuto\u010dnou no\u010dnou morou celej eur\u00f3pskej ekonomiky. \u010cerstv\u00e9 odhady zo za\u010diatku roku 2024 hovoria, \u017ee takmer polovica fakt\u00far v Eur\u00f3pskej \u00fanii nie je zaplaten\u00e1 v\u010das (tu sa nemysl\u00ed iba sektor dopravy a logistiky, ale v\u0161eobecne). T\u00e1to negat\u00edvna prax je tak za\u0165a\u017euj\u00faca pre mal\u00e9 a stredn\u00e9 podniky, \u017ee Eur\u00f3psky parlament ned\u00e1vno za\u010dal pr\u00edpravu nov\u00e9ho nariadenia o platb\u00e1ch s cie\u013eom zavies\u0165 limit 30 dn\u00ed na \u00fazem\u00ed E\u00da (s mo\u017enos\u0165ou dojednania leh\u00f4t 60 dn\u00ed, pokia\u013e je to v\u00fdslovne uveden\u00e9 v zmluve).<\/p>   <p class=\"wp-block-paragraph\">Nie je \u0165a\u017ek\u00e9 si predstavi\u0165, ako oneskoren\u00e9 platby a zn\u00ed\u017een\u00e1 likvidita ovplyv\u0148uj\u00fa podnikanie v dopravnom a logistickom priemysle. Faktoring je jedn\u00fdm z finan\u010dn\u00fdch n\u00e1strojov, ktor\u00fd m\u00f4\u017ee by\u0165 rie\u0161en\u00edm t\u00fdchto probl\u00e9mov.<\/p>   <h2 class=\"wp-block-heading\">\u010co je faktoring?<\/h2>   <p class=\"wp-block-paragraph\">Faktoring je finan\u010dn\u00e1 slu\u017eba, pomocou ktorej firma pred\u00e1va svoje kr\u00e1tkodob\u00e9 poh\u013ead\u00e1vky, pri\u010dom peniaze dost\u00e1va na \u00fa\u010det ihne\u010f, bez nutnosti \u010dakania na to, a\u017e z\u00e1kazn\u00edk zaplat\u00ed svoj z\u00e1v\u00e4zok. Factoringov\u00e1 spolo\u010dnos\u0165 poh\u013ead\u00e1vky preber\u00e1 na seba a za to si \u00fa\u010dtuje poplatok (prov\u00edziu).<\/p>   <h2 class=\"wp-block-heading\">Ak\u00e9 v\u00fdhody m\u00f4\u017ee faktoring pon\u00faknu\u0165 v logistike?<\/h2>   <ul class=\"wp-block-list\"> <li>Zlep\u0161enie likvidity: Logistick\u00e9 a dopravn\u00e9 spolo\u010dnosti, ktor\u00e9 vyu\u017e\u00edvaj\u00fa faktoringov\u00e9 slu\u017eby, maj\u00fa mo\u017enos\u0165 okam\u017eite z\u00edska\u0165 prostriedky za svoje poh\u013ead\u00e1vky. To im pom\u00e1ha zlep\u0161i\u0165 pe\u0148a\u017en\u00fd tok a zaisti\u0165 prostriedky na prev\u00e1dzkov\u00e9 n\u00e1klady, ako je palivo, \u00fadr\u017eba vozidiel, spl\u00e1tky l\u00edzingu alebo mzdy zamestnancov.<\/li>   <li>Vy\u0161\u0161ia likvidita nepriamo znamen\u00e1 aj vy\u0161\u0161\u00ed zisk: Jednoducho povedan\u00e9, \u010d\u00edm r\u00fdchlej\u0161ie peniaze prich\u00e1dzaj\u00fa, t\u00fdm r\u00fdchlej\u0161ie ich m\u00f4\u017eeme ot\u00e1\u010da\u0165 \u2013 poskytova\u0165 viac slu\u017eieb a zar\u00e1ba\u0165 viac.<\/li>   <li>Zn\u00ed\u017eenie rizika: Vyu\u017eit\u00edm faktoringov\u00fdch slu\u017eieb pren\u00e1\u0161aj\u00fa logistick\u00e9 firmy riziko neplatenia, alebo oneskorenia platieb na faktoringov\u00fa spolo\u010dnos\u0165, \u010d\u00edm zni\u017euj\u00fa svoje finan\u010dn\u00e9 riziko.<\/li>   <li>Flexibiln\u00e9 financovanie: Faktoring je \u010dasto viac flexibiln\u00fd ako klasick\u00e9 bankov\u00e9 \u00favery, preto\u017ee tieto dohody s\u00fa zalo\u017een\u00e9 na hodnote fakt\u00far, nie na kreditnej hist\u00f3rii, alebo zaisten\u00ed. To m\u00f4\u017ee hra\u0165 obzvl\u00e1\u0161\u0165 d\u00f4le\u017eit\u00fa \u00falohu, ak hovor\u00edme o mal\u00fdch podnikoch, alebo o za\u010d\u00ednaj\u00facich podnikate\u013eoch, ktor\u00ed maj\u00fa obmedzen\u00fd, alebo dokonca \u017eiadny pr\u00edstup k tradi\u010dn\u00fdm zdrojom financovania.<\/li>   <li>Mo\u017enos\u0165 zamerania na hlavn\u00fa \u010dinnos\u0165: Rovnako ako v akomko\u013evek inom segmente podnikania (a \u017eivota), niektor\u00e9 veci treba prenecha\u0165 profesion\u00e1lom! Faktoringov\u00e9 spolo\u010dnosti sa zaoberaj\u00fa faktur\u00e1ciou, vym\u00e1han\u00edm a spr\u00e1vou poh\u013ead\u00e1vok, \u010d\u00edm \u0161etria \u010das a zdroje logistick\u00fdm spolo\u010dnostiam, aby sa mohli s\u00fastredi\u0165 na svoju hlavn\u00fa \u010dinnos\u0165, ktorou je doprava a skladovanie.<\/li>   <li>Podpora rastu: N\u00e1kup elektromobilov, in\u0161tal\u00e1cia sol\u00e1rnej strechy na budovu, zavedenie modern\u00e9ho syst\u00e9mu spr\u00e1vy skladov? So zlep\u0161en\u00fdm pe\u0148a\u017en\u00fdm tokom a zn\u00ed\u017een\u00fdm finan\u010dn\u00fdm rizikom m\u00f4\u017eu logistick\u00e9 spolo\u010dnosti vyu\u017ei\u0165 v\u0161etky pr\u00edle\u017eitosti na rast, \u010di u\u017e ide o roz\u0161\u00edrenie vozov\u00e9ho parku, vstupu na nov\u00fd trh, alebo invest\u00edcie do najnov\u0161\u00edch technologick\u00fdch rie\u0161en\u00ed.<\/li> <\/ul>   <h2 class=\"wp-block-heading\">Pre\u010do je faktoring obzvl\u00e1\u0161\u0165 vhodn\u00fd pre logistiku?<\/h2>   <p class=\"wp-block-paragraph\">Napriek tomu, \u017ee ve\u013ea v\u00fdhod, ktor\u00e9 factoring poskytuje, s\u00fa univerz\u00e1lne naprie\u010d r\u00f4znymi odvetviami, existuje nieko\u013eko \u0161pecif\u00edk, v\u010faka ktor\u00fdm je obzvl\u00e1\u0161\u0165 vhodn\u00fd pre logistick\u00e9 a dopravn\u00e9 spolo\u010dnosti:<\/p>   <ul class=\"wp-block-list\"> <li>Sez\u00f3nnos\u0165: Pe\u0148a\u017en\u00e9 toky v odvetv\u00ed dopravy a logistiky m\u00f4\u017eu by\u0165 vysoko sez\u00f3nne, s ve\u013ek\u00fdmi v\u00fdkyvmi dopytu v priebehu roka. Factoring poskytuje flexibiln\u00e9 rie\u0161enie financovania, ktor\u00e9 dok\u00e1\u017ee vyv\u00e1\u017ei\u0165 tieto fluktu\u00e1cie, a zais\u0165uje, \u017ee logistick\u00e9 spolo\u010dnosti maj\u00fa pr\u00edstup k prostriedkom kedyko\u013evek.<\/li>   <li>Ve\u013ek\u00fd objem fakt\u00far: Logistick\u00e9 spolo\u010dnosti obvykle generuj\u00fa ve\u013ek\u00fd objem fakt\u00far od mnoh\u00fdch klientov, \u010do m\u00f4\u017ee sp\u00f4sobi\u0165 administrat\u00edvnu z\u00e1\u0165a\u017e a oneskorenie v prij\u00edman\u00ed platieb. Faktoring zjednodu\u0161uje proces faktur\u00e1cie a v\u00fdberu platieb.<\/li>   <li>Ve\u013ek\u00fd tlak na prev\u00e1dzkov\u00e9 n\u00e1klady: Pohonn\u00e9 hmoty sme u\u017e spom\u00ednali, \u010falej m\u00fdto je st\u00e1le drah\u0161ie, nov\u00e9 ekologick\u00e9 poplatky at\u010f. Faktoring v\u00e1m zais\u0165uje peniaze takmer okam\u017eite.<\/li>   <li>Mnoho r\u00f4znych klientov: Logistick\u00e9 spolo\u010dnosti \u010dasto spolupracuj\u00fa s r\u00f4znymi klientmi \u2013 od glob\u00e1lnych korpor\u00e1ci\u00ed po mal\u00e9 miestne podniky. Faktoringov\u00e9 spolo\u010dnosti vykon\u00e1vaj\u00fa \u00faverov\u00e9 kontroly klientov a preberaj\u00fa na seba riziko nezaplatenia alebo oneskorenia platby.<\/li> <\/ul>   <h2 class=\"wp-block-heading\">V\u00fdber spr\u00e1vneho partnera<\/h2>   <p class=\"wp-block-paragraph\">Nemali by sme zab\u00fada\u0165, \u017ee firmy \u2013 predov\u0161etk\u00fdm dopravn\u00e9 spolo\u010dnosti, operuj\u00fa s pomerne n\u00edzkymi mar\u017eami, ktor\u00e9 neumo\u017e\u0148uj\u00fa mnoho man\u00e9vrovacieho priestoru. Preto je pre nich ka\u017ed\u00e9 euro d\u00f4le\u017eit\u00e9. Okrem toho, faktoringov\u00fd partner im m\u00f4\u017ee pon\u00faknu\u0165 \u010fal\u0161ie v\u00fdhody, ako s\u00fa palivov\u00e9 karty, datab\u00e1zy a podobne.<\/p>   <p class=\"wp-block-paragraph\">Spolo\u010dnos\u0165 invoitix dok\u00e1\u017ee vytvori\u0165 ponuku na mieru ka\u017ed\u00e9mu klientovi. S pomocou digit\u00e1lnej faktura\u010dnej platformy a lok\u00e1lnym t\u00edmom invoitix, ktor\u00fd hovor\u00ed va\u0161\u00edm jazykom je jasn\u00e9, \u017ee invoitix je partner, na ktor\u00e9ho sa m\u00f4\u017eete spo\u013eahn\u00fa\u0165.<\/p>","protected":false},"excerpt":{"rendered":"<p>Vedeli ste, \u017ee ani pokuty vo v\u00fd\u0161ke 30 000 eur ani verejn\u00e9 zverejnenie zoznamu neplati\u010dov nie s\u00fa dostato\u010dnou motiv\u00e1ciou na \u00fapln\u00e9 odstr\u00e1nenie oneskorenia platieb za dopravu? Drakonick\u00e9 tresty za opakovan\u00e9 priestupky a praktika zverej\u0148ovania dl\u017en\u00edkov vyzdvihli \u0160panielsko ako jednu z najagilnej\u0161\u00edch kraj\u00edn v boji proti oneskoreniam platb\u00e1m za prepravn\u00e9 slu\u017eby. Po tom, \u010do v roku 2021 nadobudli \u00fa\u010dinnos\u0165 pr\u00edsnej\u0161ie trestn\u00e9 ustanovenia, \u00farady pod siln\u00fdm tlakom dom\u00e1ceho dopravn\u00e9ho priemyslu za\u010dali od leta 2023 tie\u017e zverej\u0148ova\u0165 men\u00e1 pokutovan\u00fdch spolo\u010dnost\u00ed. \u00dadaje \u0161panielskych dopravn\u00fdch asoci\u00e1ci\u00ed ukazuj\u00fa, \u017ee \u0161tatistiky platieb sa v\u00fdrazne zlep\u0161ili, ale oneskorenie platieb st\u00e1le pretrv\u00e1va.<\/p>","protected":false},"author":154399094,"featured_media":14868,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1417,1589,1588,1586,1587,1585,1591,1590,1593,1592],"tags":[],"class_list":["post-14174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs","category-bg_only","category-cz_only","category-de_only","category-es_only","category-pl_only","category-ro_only","category-rs_only","category-si_only","category-sk_only"],"blocksy_meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/posts\/14174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/users\/154399094"}],"replies":[{"embeddable":true,"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/comments?post=14174"}],"version-history":[{"count":0,"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/posts\/14174\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/media\/14868"}],"wp:attachment":[{"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/media?parent=14174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/categories?post=14174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invoitix.com\/sk\/wp-json\/wp\/v2\/tags?post=14174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}